//-->
F | Famous |
A | Altruistic |
R | Radiant |
H | Haunting |
A | Ambitious |
N | New |
farhan | ||
i think i need to do self audit on my personal self departments, especially my own financial outputs. i realise im spending way more than what i earning. i guess im still not use to the amount im earning currently as compared to what i had before ns. and unfortunately, even though i try to reassure myself that im still young, i still feel im too old to ask for pocket money from dad any more. although i realise clearly that im not earning enough. so i think i got to revamp my financial ways for the next few months i guess, till im more stable. how? thats another story. planning wise, maybe save and scrimp whatever i can or be a bit more nasty and start to turn stingy and stay in the house. well whatever it is, i feel the first one is the most important factor. so in conjunction with financial planning, i've carved out how i need to use the amount i earn wisely. as for now, the flow of the carved chart is still a flop. im over budgeting 80bucks a month. but i reli did alot in trying to decrease this amount u know. no wonder my savings are starting to flop, and i've a bad feeling its gonna cost me if they start deducting my savings each day due to low amounts. so ive got to see where else in my financial flow chart can i start to save even more. haiz maybe driving isnt such a good idea. gosh how in the world my younger brother does his savings i wish to know. . |